Accidental Death & Dismemberment

Prepare for the Unexpected

A benefit of up to $500,000 provides financial protection in the event of a covered injury or death due to an accident.

Learn More and Apply
 

Voluntary Accidental Death & Dismemberment (AD&D)

When you consider your family's long-term financial needs – home, mortgage, child and eldercare, saving for college and retirement – even two-income families can face financial hardship if a wage earner has a covered injury or dies in an accident. This coverage is not only affordable, but is designed to complement your existing life insurance coverage and help you prepare for your family's financial future.

Plan at a Glance

  • Members* who are age 64 and under may apply for up to $500,000 of coverage in $10,000 increments.1
  • Spouse/domestic partner age 64 and under are eligible for up to 50% of the member benefit.2
  • Spouse/domestic partner and children (together) are eligible for a benefit that is a percentage of the member benefit: 40% for spouse/domestic partner and 10% for children.
  • Coverage ends at age 75.3
  • Special features and additional benefits may apply in certain situations if a death benefit is paid.
    • Seat belt(s) are in use;
    • Air bag(s) are in use;
    • Traveling on a common carrier (i.e., commercial airline)
    • Child care center, child education, spouse education, hospital confinement
*You must be a member of the American Bar Association to qualify for this insurance plan.
1 Percentage of coverage depends on type of loss.
2 The amount of spouse or dependent coverage may vary by state laws and is subject to the limits imposed by the individual states.
3 Once you reach age 60, your benefit will reduce according to the following schedule. Ages 60 - 64, your face amount will be 66% of the original benefit; ages 65 - 69 reduces to 46%; ages 70 - 74 reduces to 30%.
Coverage may not be available in all states. Please contact USI Affinity at 1-855-874-0264 for additional details. All insurance and insurance effective dates are subject to final underwriting approval.
Like most group insurance policies, MetLife's policies contain certain exclusions, exceptions, waiting periods, reductions, limitations and terms for keeping them in force. 
Accidental Death and Dismemberment Insurance Policy GPNP99 TRUST issued by Metropolitan Life Insurance Company, New York, NY
© 2018 METLIFE, INC. L1218511042[exp1219][All States][DC,GU,MP,PR,VI]

FAQs Download ABA Insurance eHealth FAQs

Plans Available:

Speak to a licensed health insurance agent:

1-855-967-0415

Or visit abainsurance.com/eHealth

Individual Health Insurance

The exchange offers both subsidy-eligible plans and non-subsidy-eligible plans. Find out which one you qualify for upfront. 

Short-term/Temporary Health Insurance

Affordable plans for when you need coverage for a short period of time. Ideal if you are between jobs, or starting a new job that doesn’t offer insurance right away.

Coverage options may not be available in all states.

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